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How to Survive Financially When Sickness Comes

Whenever you’re too ill to go to work, you’ll likely be getting statutory sick pay.Though this can be useful, it’s often insufficient for you to live on, especially for an extended stretch of time.Fortunately, there are plenty other types of help that can make you get through financially when sickness comes.

Insurance

As a safeguard, you could look into taking out sick pay insurance from a company a reputable provider. This can help you with the bills during the period you are sick.For those who are self-employed and get no sick pay, this could serve as a handy form of financial security.This is probably not much if you’re presently ill and in need more disposable funding, but the point here is to plan ahead.

Rights Awareness

Apart from sick pay, you may be legally entitled to other funding, such as disability benefits for particular chronic conditions. You should also look into legal compensation if you were hurt in an accident that was obviously somebody else’s fault. Many lawyers out there handle such types of cases. This compensation can come in handy when you’re not working and can even help with your medication.

Online Income

If you’re not that ill that you can’t use a computer or a phone, you can consider small ways to make some cash online.For instance, you can take online surveys for a fee, or if you can create graphics or write articles,there are also several freelance opportunities that require such skills.Most of jobs may be done in your own time and in your own home, and aren’t physically demanding.

Selling for Cash

You might be able to go through some of your unused stuff while you’re sick (if you’re not that sick to do this of course), and you might find some that you can sell for a bit of extra money.You might be able to salvage things of value that local folks will buy through certain websites, but be sure to arrange it for pick up so you don’t have to leave your home.You may even be able to make money from old furniture or old electronics.Just look around and see what’s there, and be decisive.

Charities

If you are facing serious financial challenges, check if you’re eligible as a beneficiary of any local charity.There are lots of charities that give help to those who are ill with no support or people who only make up to a certain level of income.If you’ve been holding back because of pride, it may be about to stop.

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